Privacy Policy
Our Privacy Commitment to You
Cornerstone Community Bank understands the importance of protecting the privacy of our customers and their nonpublic personal information. We consider any personal information you provide to us to be confidential. Consequently, we are committed to safeguarding and maintaining the privacy of this information. To this degree, we have taken care in establishing and implementing policies and procedures to protect your nonpublic personal information. We are committed to providing the highest level of security and privacy regarding the collection and use of our customers' personal information, as well as personal information of all consumers who visit our institution and website.
Information That We Collect
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.
We ensure the security and confidentiality of customer records and information in order to:
- Protect against any anticipated threats or hazards to the security or integrity of such records
- Protect against unauthorized access to or use of such records or information which could result in substantial harm or inconvenience to any customer
- Provide annual reports to the board detailing the current status of the information security program
We may collect "nonpublic personal information" about you from the following sources:
- Information we receive from you on applications and other forms such as your name, address, social security number, assets and income.
- Information about your transactions with us such as your account balance, payment history, parties to transactions, and credit card usage.
- Information about your transactions with nonaffiliated third parties such as your account balance, payment history, parties to transactions and credit card usage.
- Information from a consumer reporting agency such as your creditworthiness and credit history.
Nonpublic Personal Information
"Nonpublic personal information" is information about you that we obtain in connection with providing you with "financial products or services." Nonpublic personal information does not include information that is available through federal, state or local government records, or from widely distributed media such as a telephone directory. "Financial products or services" include loan products, deposit accounts, and safe deposit box rentals. We do not disclose nor do we reserve the right to disclose, any nonpublic personal information about our customers or former customers to anyone, except as permitted by law.
Information that we disclose
Cornerstone Community Bank does not disclose any nonpublic personal information about our existing or former customers to anyone, except as permitted by law.
Cornerstone Community Bank does not disclose any nonpublic personal information about our existing or former customers to anyone, except as permitted by law.
- For our everyday business purposes such as: to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus
Confidentiality and Security of Your Nonpublic Personal Information
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information. We will continue to maintain appropriate security standards and procedures to prevent unauthorized access to customer information.
Internet Privacy
Cornerstone Community Bank is committed to the protection of customer privacy in electronic commerce. The Cornerstone Community Bank Privacy Notice applies in its entirety to any activity you engage in on the Cornerstone Community Bank Web site.
Notify Us of Inaccurate Information We Report To Consumer Reporting Agencies.
Please notify us if we report any inaccurate information about your account(s) to a consumer reporting agency. Your written notice describing the specific inaccuracy(ies) should be sent to us at the following address:
Cornerstone Community Bank
PO BOX 55699
St. Petersburg, FL 33732-5699
Attn: Compliance Department
| Facts | What Does Cornerstone Community Bank Do With Your Personal Information? |
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? |
The types of personal information we collect and share depend on the product or service you have with us. This information can inlude:
|
| How? | All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reason financial companies can share their customers' personal information; ther reasons Cornestone Community Bnank choose to share; and wheter you can limit this sharing. |
| Reasons we can share your personal information | Does Cornerstone Community Bank share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes - to offer our products and services to you | No | We don't share |
| For joint marketing with other financial companies | No | We don't share |
| For our affiliates' everyday business purposes - information about your transactions and experiences | No | We don't share |
| For joing marketing with other financial companies information about your creditworthiness | No | We don't share |
| For non-affiliates to market to you | No | We don't share |
| Questions? | Call 727-526-5678 or go to www.cornerstonebankfl.com |
|---|---|
| How does Cornerstone Community Bank protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include compouter safeguards and secured files and buildings. |
| How does Cornerstone Community Bank collect my personal information? |
We collect your personal information, for example, when you:
|
| Why cant't I limit sharing? |
Federal law gives you the right to limit only:
|
| Affiliates |
Companies related by common ownership or controls. They can be financial and non-financial companies
Cornerstone Community Bank has no affiliates |
|---|---|
| Non-affiliates |
Companies not related by common ownership or controls. They can be financial and non-financial companies
Cornerstone Community Bank does not share with non-affiliates so they can market to you |
| Joint marketing |
A formal agreement between non-affiliated financial companies that together market financial products or services to you.
Cornerstone Community Bank doesn't jointly market |
